Saturday, December 10, 2022

Classifieds & Public Notices

File# 05943182 T.S. No.: 00-13823-01 Notice of Trustee’s Sale Note: There is a summary of the information in this document attached* *[Pursuant to civil code§ 2923.J(a), the summary of information referred to above is not attached to the recorded copy of this document, but only to the copies provided to trustor.]  You are in default under a deed of trust dated 7/17/2020. Unless you take action to protect your property, it may be sold at a public sale. if you need an explanation of the nature of the proceeding against you, you should contact a lawyer. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Original Trustor(s): Janice K. LaCroix and David G. LaCroix Duly Appointed Trustee: WT Capital Lender Services, a California Corporation Recorded 7/21/2020, as Instrument No. 2020-0002105 of Official Records in the office of the Recorder of Colusa County, California Date of Sale: 11/29/2022 at 10:00 AM Place of Sale:  At the main entrance of the County Courthouse, 547 Market Street, Colusa, California Amount of unpaid balance and other charges: $2,637,095.84 Estimated Street Address or other common designation of real property:  None given: Directions to said property may be obtained by submitting a written request within ten(10) business days of the first publication to: Agri Capital, Inc., c/o WT Capital, 7522 North Colonial Avenue, Suite 101, Fresno, Ca 93711 Legal Description:  Parcel One: Lot numbered 95, except a plot 400 feet by 400 feet in the northeast corner, and lots numbered 96, 157 and 158 of the Sacramento Valley Irrigation Company’s subdivision of the Maxwell unit of the Sacramento Valley Irrigation project, as said lots are shown on the official map or plat thereof, filed on November 11, 1910, in the office of the county recorder of the said County of Colusa, State of California, in book 1 of records of surveys, at page 56. Parcel Two: Commencing at the northeast corner of lot 95; thence west along the north line of said lot a distance of 400 feet to a point; thence south and parallel with the east line of said lot, 400 feet to a point; thence east and parallel with the north line of said lot, 400 feet, more or less, to a point in the east boundary line of said lot; thence north along said east boundary line of said lot, 400 feet, more or less, to the place of beginning, and comprising a plot or parcel of land, 400 feet square, all in the Sacramento Valley Irrigation Company’s subdivision of the Maxwell unit of the Sacramento Valley irrigation project, as said lot is shown on the official map or plat thereof, filed on November 11, 1910, in the office of the county recorder of the said County of Colusa, State of California, in book 1 of records of surveys, at page 56 thereof.  Parcel Three: all that portion of the west one-half of the west one-half of section 13, township 16 north, range 4 west, M.D.B.& M., lying north of the following described line: Beginning at a 5/6” rebar with a 1 1/2” aluminum cap stamped L.S. 4154 (set) that bears south 00° 18’ 32” east 2596.35 feet from a 5/8” rebar marking the northwest corner of said section 13, as said northwest corner is shown on that certain  record of survey as filed in book 4 of records of surveys at page 199, records of said County; thence from said point of beginning, north 89° 34’ 39” east 2646.48 feet to a 5/8” rebar with a 1 1/2” aluminum cap stamped L.S. 4154 (set); thence continuing north 89° 34’ 39” east 20.00 feet more or less to the easterly line of said west one-half of section 13 and being the terminus of this description. Parcel Four: All that portion of the east one-half of the west one-half of section 13, township 16 north, range 4 west, M.D.B.& M., lying north of the following described line: beginning at a 5/6” rebar with a 1 1/2” aluminum cap stamped L.S. 4154 (set) that bears south 00° 18’ 32” east 2596.35 feet from a 5/8” rebar marking the northwest corner of said section 13, as said northwest corner is shown on that certain  record of survey as filed in book 4 of records of surveys at page 199, records of said County; thence from said point of beginning, north 89° 34’ 39” east 2646.48 feet to a 5/8” rebar with a 1 1/2” aluminum cap stamped L.S. 4154 (set); thence continuing north 89° 34’ 39” east 20.00 feet more or less to the easterly line of said west one-half of section 13 and being the terminus of this description. A.P.N.: 011-260-037; 011-260-038, 014-190-050; 014-190-051 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. In the event that the Deed of Trust described in this Notice of Trustee’s Sale is secured by real property containing one to four single-family residences, the following notices are provided pursuant to the provisions of Civil Code section 2924f. Notice to potential bidders: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. Notice to property owner: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 559-228-8393 or visit this internet website www.wtcap.com, using the file number assigned to this case 00-13823-01. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the internet website. The best way to verify postponement information is to attend the scheduled sale. Notice to tenant: Effective January 1, 2021, you may have a right to purchase this property after the trustee auction pursuant to Section 2924m of the California Civil Code. If you are an “eligible tenant buyer,” you can purchase the property if you match the last and highest bid placed at the trustee auction. If you are an “eligible bidder,” you may be able to purchase the property if you exceed the last and highest bid placed at the trustee auction. There are three steps to exercising this right of purchase. First, 48 hours after the date of the trustee sale, you can call (559) 228-8393, or visit this internet website www.wtcap.com, using the file number assigned to this case 00-13823-01 to find the date on which the trustee’s sale was held, the amount of the last and highest bid, and the address of the trustee. Second, you must send a written notice of intent to place a bid so that the trustee receives it no more than 15 days after the trustee’s sale. Third, you must submit a bid so that the trustee receives it no more than 45 days after the trustee’s sale. If you think you may qualify as an “eligible tenant buyer” or “eligible bidder,” you should consider contacting an attorney or appropriate real estate professional immediately for advice regarding this potential right to purchase. Date: October 24, 2022 WT Capital Lender Services, a California corporation 7522 North Colonial Avenue, Suite 111 Fresno, California 93711 (559) 228-8393 www.wtcap.com By Nate Kucera, Vice President (IFS# 27860 11/02/22, 11/09/22, 11/16/22)

11/03/2022, 11/10/20222, 11/17/2022 – CCPR # 2022-0981

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